Remember when I got scammed just a couple of months ago and I wrote all about it here?
Well, I’m still having issues!
So I did everything I was supposed to do. I contacted my bank and cancelled my card and they sent me a new card.
Then I had to update my new card everywhere, which was super-annoying! I had to go to all my frequent websites where I regularly make purchases or pay my bill and make all those changes online.
I did notice however, that there were a few online locations where my card was already updated before I got to it to do myself. I thought that was weird and researched how that happened.
Turns out that there is a “service” called VAU – Visa Account Updater – that automatically updates card account information whenever there is change with merchants who have saved the card information. And don’t think this doesn’t apply if you don’t use Visa – all the other cards do it too, but the acronym is different.
I still thought it was weird, but figured it would be ok since it was super-convenient at the time and I forgot all about it.
Until today when I found a charge that I did not make from Amazon!
I contacted Amazon to find out more information, and they looked into it and basically told me that there is another Amazon account using my card! Oh great, not again!
I asked them for information to help me identify who is operating this other account and they wouldn’t tell me. I asked them to shut-down that other account since this is obviously fraud behavior to use my card without my authorization, and they wouldn’t do that either.
Basically, my only option is to contact my bank, cancel my card, and get another card. I just did all this a couple months ago so the annoyance of it all is still fresh on my mind.
But get this! Amazon was one of those online locations where I did NOT have to update my card information myself because it happened automatically without me.
So…. if I contact my bank, cancel my card, and get another card…. then my legit Amazon account will automatically update with the new card info (because that’s exactly what happened last time)… AND THEN the fraudulent Amazon account will ALSO automatically update with the new card info too! Right?!
This is not a good “service” at all! Especially if people are already compromised by fraud activity! I feel like people should be able to opt-in and opt-out of this, with full awareness of what the impact would be.
I’m so irritated. So I don’t think cancelling my card and getting a new card will help me prevent this fraud account continue using my card with Amazon, because of this automatic update that I don’t want to participate in. What I need is to turn OFF this automatic update, but how? I’m at a loss.
What would you all do in this scenario?